|
Home
Determine What Type of Loan You Desire
Understand Your Credit
Determine How Much to Borrow
Know What to Look For in Your Loan
Gather Your Loan Information
Apply For Your Loan
Complete the Loan Process
Additional Home Loan Resources:
Loan Providers
Get a Loan |
|
Find a home loan that is right for you.
Does it make sense to refinance your home, get a home equity loan or take out
a second mortgage? You can often save a lot of money by optimizing your debt
with low interest rate or consolidation loans. If you are paying high interest rates on your credit cards,
home loans or any other debt (school loans, car loans, boat loans, etc) and you
want to cut your rates and your minimum payment, consider taking out a debt
consolidation loan from
one of the lenders below. Make sure that before you apply
that your credit is in good shape.
Click here to learn
more about your credit. If your credit is flawed, don't worry, some of
the lenders below offers sub prime loans to people with bad credit. You'll
pay a little higher interest rate but it could still be worth it if you are
already paying high interest rates.
E-LOAN Offers all types of home
loans to suit your needs! Home loans include mortgages, second
mortgages, home equity loans and refinance loans. In case you're
interested, they also offer other money saving loans including personal
loans, debt consolidation loans, auto loans, auto refinance loans and credit
cards. Their service is free and they partner with several lenders so
that it is easy to find the right home loan for you. They also offer
tools that will help you decide which loan is right for you, and if you
apply, you will have a dedicated loan consultant. |
Electronic Appraiser Want to understand how much
your home is worth? This service offers an almost instant
evaluation of your home worth, price trends in your zip code, comparable
properties, prices per square foot and so many other valuation measures that
it will give you a good idea of what your home is worth. |
Premier Equity Premier Equity is a direct
lender of home equity loans and home equity lines of credit.
They offer a 100% value loan and even a 125% value loan, so
you can get the money you need for home improvements, or to pay off your
high interest rate debt or credit card debt. Premier Equity does not provide
first mortgage loans, home improvement loans, refinance loans or loans to
poor credit consumers. |
|
LoanWeb is a free service that takes your
loan application information and searches hundreds of lenders and thousands
of loan programs to find a loan that fits your needs. They are in
essence an online mortgage broker. Filling out the application only
takes a few minutes, it's free and their are no obligations. You can
find mortgages, refinancings, home equity loans, debt consolidation loans
and even home equity lines of credit. |
Credit and Debt Credit and Debt offers a great
loan program that allows you to get information or apply for a loan for
free. From their site, you can find mortgage loan quotes, credit reports,
credit repair help, debt consolidation loans, home equity loans and even
insurance quotes. |
Ameriquest Mortgage Ameriquest Mortgage offers direct
loans to people with bad credit, that may have been turned down from
other lenders. Their loans are easier to qualify for and their rates are
competitive. You can be pre-qualified in 24 hours and they can close your
loan in as little as 10 days. Note: The difference between a direct
lender (like Ameriquest) and a lending service (like LoanWeb), is that a
direct lender actually loans you the money, whereas a loan service company
contacts hundreds of lenders to find your lender. |
Full Spectrum Lending Full Spectrum Lending (a member of the
CountryWide family) specializes in sub prime loans. If you have bad credit,
credit issues, or are looking for a unique financing method, Full Spectrum
Lending (a member of the CountryWide family) can help you find a loan.
They offer many types of loans including mortgages, adjustable rate
mortgages, combination rate mortgages, credit improvement loans, low down
payment loans, investment property loans, vacation home loans and reduced
paperwork loans. |
|